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Fincura Appoints Robert Bertagna to Board of Directors

on Jun 16, 2021 9:15:00 AM by | Fincura | news articles featured
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So Much More Than a Spreading Database

on Feb 26, 2021 12:51:26 PM by | Max Blumenthal | perspectives articles technology real-feature
Typically, the thought of writing a blog post about a spreading database would give me shudders. As someone with far too much experience with Moody's Risk Analyst, I wouldn't think of a spreading database as having much value beyond holding some form of customer financials. 
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What is Financial Spreading Anyway?

on Jan 26, 2021 3:56:41 PM by | Max Blumenthal | perspectives articles featured
Not all financial statements are made the same. In fact, almost none of them are made the same! Financial statements are like snowflakes. They come in just as many shapes, sizes, and formats as there are businesses to create them. At first glance this might sound strange. One would think that accepted accounting principles, such as GAAP and IFRS, would help standardize this. However, there is also flexibility left to business in how they share this data.
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Accord Financial Leverages Fincura's Capabilities to Simplify Access to Capital

on Jan 12, 2021 9:00:00 AM by | Fincura | news
 
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The Automation Fallacy | The Fincura Approach To Technology

on Dec 21, 2020 9:45:00 AM by | Fincura | perspectives articles technology
In today’s world, a superficial reading of tech newsletters and startup press releases leads one to believe we are on the cusp of a machine-driven society. Indeed, “Artificial Intelligence” and “Machine Learning” have become table-stakes marketing terms, with companies like Tesla (autopilot) and Google (duplex) leading the charge toward fully automated solutions to everyday problems. However, if you take a closer look at the technologies you see they are targeted to a specific type of problem (e.g. self-driving and speech emulation) and as such the underlying algorithms are tuned to be successful within those problem spaces. That by no means reduces the impressive results achieved, but the hype around these technologies has created a false belief that anything and everything can be automated. There's a big gap of understanding. 
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Fincura Achieves Elite SOC 2 Type II Certification

on Dec 14, 2020 9:45:00 AM by | Fincura | news articles featured
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Fincura and CEFI Partner to Drive Innovation in Commercial Financial Analysis

on Nov 11, 2020 7:11:54 AM by | Fincura | news
Fincura is excited to welcome Commercial Equipment Finance, Inc. (CEFI), an independent, full-service commercial equipment finance and leasing company, to its family of customers. CEFI will take advantage of Fincura’s financial insight engine to drive faster, easier, and more detailed financial analysis for new originations and portfolio monitoring for both English and Spanish-speaking customers. 
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Bank-Led Technology Innovation

on Jun 2, 2020 2:37:38 PM by | Max Blumenthal | perspectives video
The banking market continues to change every day. PPP legislation has proven to create moving targets for the financial services industry, forcing lenders to rapidly iterate on their plans and tech companies to support them.
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Innovation during a crisis

on May 15, 2020 11:49:32 AM by | Max Blumenthal | perspectives video
Process innovation has been everywhere since the pandemic began in March. Technology innovation is coming next, and it will transform the way that lenders work with their borrowers. 
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How to manage credit risk in a portfolio context

on Apr 6, 2020 5:53:04 PM by | Zach Angell | perspectives
Direct lenders are fundamentally in the business of credit risk management. Over the past few decades, lenders have built powerful processes and technologies for evaluating and mitigating the credit risk of potential borrowers. Lenders are now realizing risk management practices can be expanded and augmented by using data to place credit decisions in the context of an investment portfolio. Portfolio-level risk management practices have become table stakes for institutional investors in public debt and equity, but a lack of equivalent data for private companies has prevented the same practices from being implemented by middle market lenders. For financial data to be useful to lenders, it must be processed and structured in a manner allowing lenders to evaluate and respond to real-time portfolio risk exposures.
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