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Zach Angell

Data Scientist

Recent Posts

How to manage credit risk in a portfolio context

on Apr 6, 2020 5:53:04 PM by | Zach Angell | perspectives
Direct lenders are fundamentally in the business of credit risk management. Over the past few decades, lenders have built powerful processes and technologies for evaluating and mitigating the credit risk of potential borrowers. Lenders are now realizing risk management practices can be expanded and augmented by using data to place credit decisions in the context of an investment portfolio. Portfolio-level risk management practices have become table stakes for institutional investors in public debt and equity, but a lack of equivalent data for private companies has prevented the same practices from being implemented by middle market lenders. For financial data to be useful to lenders, it must be processed and structured in a manner allowing lenders to evaluate and respond to real-time portfolio risk exposures.
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