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Right now a lot of people are facing the challenges of working from home. For lenders this goes beyond the normal challenges of a full house of children, pets, and distractions. Monitoring a portfolio and performing credit analysis for new deals can be exceptionally painful without the usual workstation setup consisting of multiple monitors and ample screen space to access critical applications.

To state the obvious: These are incredibly stressful times. Everyone is worried about their health and their families. Businesses are taking a huge hit amid the COVID-19 outbreak. Commercial lenders – a vital resource for those companies – are overwhelmed with rapidly rising default rates, not to mention the disruption to regular operations from work-from-home requirements. 

Somewhere above the Atlantic Ocean, I took a break from writing this blog to watch The Black Panther (for a third time). There is a scene where T’Challa objects to his sister Shuri’s newly-developed technology because the technology that he was already using worked well enough for him. Shuri’s response was, “just because something works does not mean it cannot be improved.”

A company is simply a group of people working toward a common goal. Companies are most successful when the best and brightest people are aligned, happy, and learning.